Hi, I'm Jasveet Brar Fund Manager of the M&G Better Health Solutions We invest in companies who deliver products and services to promote better health and well being. The Covid-19 pandemic has had devastating impacts on public health and disproportionately affected vulnerable communities around the world. As we continue to navigate our way through the crisis, the necessity of a robust health care system has never been more apparent. The private sector can contribute to many of these health care challenges. M&G Better Health Solutions leverages both our existing impact investing process and capabilities. Within our impact team, it is the same framework that the M&G Positive Impact Fund and M&G Climate Solutions funds are built on. Better Health Solutions is an equity impact fund with a dual mandate to deliver both investment performance and a positive impact on societal health care and well being outcomes. We consider both the preventative and the treatment aspect, it goes back to the saying an ounce of prevention is better than a pound of cure. Now prevention includes healthier lifestyles such as better food, more exercise, staying active, a better mindset, less stress, better sleep prevention also covers hygiene safety so starting with the basic needs of clean water, clean air moving onto your personal hygiene, home hygiene products which reduced prevalence of infectious diseases and finally, safety. This covers the occupational safety road safety and product safety. Now moving on to the treatment aspect, this covers traditional health care and the wider health care ecosystem. This is an incredibly diverse set of business models including healthcare equipment, healthcare services, health care insurance, health care technology, healthcare reits, biotechnology and pharmaceuticals. This is much more than what usually comes to mind when we usually think about investing in healthcare. We expect numerous tail winds to support health and well being over the coming decades, starting with demographics, this would be ageing populations in a growing middle class. The pandemic has forced and accelerated adoption of new technologies such as telehealth. There is a greater awareness of the importance of a healthy lifestyle that's covering both physical wellbeing and mental wellbeing. These are some of the factors which support better health and well being. Our triple II framework covers the investment fundamentals. Intention and impact and encompasses the key tenets off impact investing, intentionality, materiality and additionality and measureability. We have a watch list of 275 companies that we believe that meet the impact criteria. It split approximately 60% healthcare and 40% of wellbeing The portfolio is a concentrated portfolio with around 30 names. We have high active share and expect to have a low turnover. We're long term investors. I think about the fund in two buckets. Stable growth, which is characterised by proven business models with good visibility on cash flow profiles and return on invested capital and market growth is often steady. Regardless of the economic climate. This category provides a solid cash flow anchor to the portfolio. Secondly, the opportunities bucket. These investments are characterised by less established business models or those with exposure to cyclical end markets. As a result, these names tend to have a higher risk profile, less visibility on the cash flows. As part of our commitment to impact, we will publish an annual Better Health Solutions impact report. Our goal is to be as transparent as possible with investors. We will provide details on the reasons why we believe each investment is impactful. How we measure the impact of each investment, how this has changed over time and relative to our expectations. We plan to provide more detailed case studies on particular aspects.