Hello everyone. Earlier this month, I outlined our ambition to fully embrace sustainability, and whilst that's just the start of the conversation, I hope you found it, found it interesting and a bit useful. Thanks also to everybody who gave me their comments on this. It's really good to see so many of you interested in this topic and also sharing your thoughts on how you or your teams can impact what we're doing in this area. So keep those coming. I really appreciate them. And I'm going to continue to talk about this over the next, you know, days, weeks and months, because it is an important part of what we do. And it's going to be a significant issue for the success of our company. I mean, I've said it before, a sustainably run business will produce better outcomes for customers and shareholders and clients and us as colleagues. I mean, it gives us a real sense of purpose in the organisation, gives us a North Star, if you like. And I'm really happy with all the feedback that I've received so far. And the energy that people are putting into this is really good. I'm very appreciative, though, that it is a significant mindset change, perhaps to the way we thought about the business in the past. And I know that's not easy, but I am asking everybody to make sure that it is incorporated in everything we do and we need to have sustainability or ESG or impact lens on everything, the way we behave with each other, the way we invest for our clients, and the way we deal with stakeholders, suppliers and other stakeholders. This is really, really important. So, what better way to hear what this really means for us in day to day practical terms than from someone that's been doing this for quite a long time within our business and doing it very well, I might add. So this week, it's my great pleasure to invite John William Olsen to talk about why he thinks sustainability is important in investing and also in terms of delivering good long term returns to our customers. Now, John William is at the forefront of managing and developing funds which offer customers the opportunity to invest in sustainability and with impact. And in the meantime, let's hear from John William. Thank you, John, for that kind introduction and also to you and the management team for really getting behind this push towards sustainability, it means a lot to us. The investment landscape in the UK and elsewhere in the world has really changed over the last few years. That's been a very definitive push towards sustainability. And that push has been there because our clients needs, what our customers want from us, has changed. And we are trying to deliver on that. And it's not just something that's happened within the last two years. There's been an attitude change over the last many decades. When I grew up in the 70s, my my parents would tell me to turn off the light when I left the room or to turn off the heat when I opened the window. But they mainly did that to save money on their utility bill. That wasn't the same idea of a collective responsibility to try and take care of the climate or the environment per se. We still we still think like that. So when we think about changing a light bulb into an led light bulb, we do think about the economics behind it. But we also do it to save energy because we know it's good for the environment to do so. When I go shopping or I'm sure and many of you go shopping in the supermarket, a lot of us would pick up the free range eggs. They don't really taste different and you would still want them to taste great. We still want a good price. We don't want to over pay for anything, but we also care about animal welfare. And the same thing is happening now and over the last few years in investments. We need to deliver this sustainability focus to our clients, but we still need to deliver on our financial responsibility so the need for our clients to get a good financial return over time, and to come up with solutions that can solve both. And I think we, we launched the Positive Impacts fund in late 2018. And that is a fund that is set up to invest in companies that are helping solve some of the major issues in the world. So companies providing solutions to anything from climate change, pollution, health issues, social equality and other things so basicially a broad based impact fund looking for companies that are delivering solutions, so we can bring the impact to our clients. And these companies also have a very strong tailwind from money flowing towards sustainable solutions. You've seen the green deals in Europe to support the economy. That's all going to benefit a segment of this fund for example. It's a fund that's available for anyone to invest in. So impact investing used to be quite reserved for for high end specialised institutional clients. But this is a fund that's on our platform and other platforms for anyone to invest in. And on the back of that, we have been thinking about how we could innovate on that and come up with more specific solutions that could target specific client needs. So we recently launched the Climate Solutions Fund that was launched towards the end of last year. And we are looking into launching maybe a couple more funds this year. We're looking into a diversity fund, a better health fund. So very specific issues, solving the need and the demand from a specific client group, as well as delivering the financial returns, because that's quite important to us still, obviously. Thanks, John William. It's a great example of how we've been driving sustainability in our business for a few years now and the opportunity that we all have to make a real difference. I hope you found that interesting. So we'll continue to share more about sustainability and our ambition in that regard, as I've said, we'll do that in future updates. We also have a series of virtual town halls coming up over the next month or so, and that's where you'll be able to ask questions on this topic or any other issue that's that's on your mind whether to do with the current pandemic, our strategy, whatever it is, we want to hear from you. We want your feedback. And I'll do whatever I can to answer the questions that you pose. So that's it for this week until the next time. Thank you so much again for everything that you continue to do. It's really appreciated by the management team and the board. Have a great weekend. Bye.