We all want to make the world a better place. For younger generations to inherit a brighter future. There are great challenges for us to overcome together for the planet and its people from stopping environmental damage, to tackling social inequality. Each of us can take actions through our everyday choices. Whether it's travelling more by public transport or donating money to charities, we can make a small difference. Many of us are ever more mindful of how we shop, ensuring the goods we buy are consistent with our personal values. Did you know that we can also aspire to make a difference with our investments? The way that our long term savings are put to work plays a big role in shaping the world around us. Impact investing looks to harness this power. It allows you to pursue social and environmental goals as well as financial gains for your own future. We do not believe there needs to be a trade off between profit and purpose. M&G Positive Impact Fund offers you an opportunity to invest in this way. The fund invests in companies that make a measurable, positive social or environmental impact, while also aiming to deliver attractive financial returns on your investment over the long term. The fund invests in companies focused on solutions for climate change and the environment, like renewable energy and recycling, as well as solving society's greatest challenges, including better healthcare and wider access to finance and education. We embrace the United Nations Sustainable Development Goals, A universal call to action to end poverty, protect the planet and ensure that all people enjoy peace and prosperity. As time runs on to achieve these goals by 2030 urgent action is needed where companies can provide solutions to the worlds challenges. We believe they can potentially deliver sustainable returns for both investors and the planet. M&G Investing for a more positive future.