Hi, I'm Shauna and here's my top tips for anyone new to investing. Firstly, don't put it off. Basically, if you've started investing 500 pounds a month in an Isa when you were 25, with an example growth rate of 4%, by the time you were 55, you'd have 348,000 pounds. But if you started investing ten years later with the same growth rate, you'd only have around 183,000 pounds at the same age. Starting early really can make a huge difference. Don't worry about the short term caution. Where money's involved is sensible, but worrying about the everyday ups and downs of markets could lead to impulse decisions. If markets fall on one day, don't panic. As long as you're investing over a long period, say five years or more, your money's got more time to recover from any dips in value. Consider tax efficient investing. Now. Taxes can really impact your returns when you cash in investments, so why not choose tax efficient investment products like ISAs and pensions? With an Isa, you can put away up to 20,000 each tax year and you won't pay any income or capital gains tax on your investment.